Equipment Loans, Leases, and Leasebacks
Infinity Commercial Lending is familiar with the ways that companies need to flex the structure of their overhead by adding and subtracting investments in equipment and other resources. Quite often, using leases to control liability and debt load while still maintaining access to work equipment winds up being the best investment. Even when it is not, our equipment financing packages include SBA loans and other financial products designed to help businesses invest wisely when meeting their equipment needs.
When the time comes to change from one format to another, leaseback programs allow you to eliminate the loan by selling the equipment while still retaining access to it through a low-cost leasing program. This allows for easier access to upgrades and cost controls for many companies, and it is also a cost-effective way to restructure your working capital when the time comes to finance an expansion or take on a larger project.
We finance equipment in three general size tiers:
- Small-ticket, up to $150,000. No financial statements are necessary for approval at this tier.
- Middle market financing up to $500,000.
- Large-ticket equipment transactions, over $500,000
Regardless of the size of your investment, all of our equipment leasing programs and other financing opportunities involve numerous options for payment structures and little to no down payment.
Companies that have been in business for two years or less often find themselves at a loss for access to equipment loans and lease options that meet their needs. If you are just starting up and you need access to equipment finance options that meet your needs, we are here to help.
B, C, & D Credits
Likewise, established businesses in today’s tough economic climate sometimes find themselves in need of a restructuring opportunity to remain competitive. Our B, C, & D credit programs are designed to provide pathways to a second chance for established companies with viable paths to sustainability. Get in touch with one of our associates today to discuss the options for your company.