Merchant Cash Advance Services
One of the most common problems small business owners run into is inadequate cash flow. Thus, a merchant cash advance might be your small business’ way to acquire working capital quickly. In this case, a merchant cash advance may be your best option. Cash flow is the life blood of your small business. As a result, merchant cash advance is a valuable tool to help better manage your cash flow. Traditional business loans take time and require a lot of documentation. Therefore, the application and approval process are longer. Infinity Commercial Lending understands this, and among the variety of products we offer, merchant cash advances are among the most flexible.
When you take out this kind of advance, our associates evaluate your volume of credit card receipts to calculate your available advance. Repayment is handled as a percentage of credit receipts in the future, so it is flexible, allowing for faster amortization when business is booming while getting out of your way during slower periods.
Benefits of Merchant Cash Advance Programs:
- No application fees
- Application takes minutes to fill out
- Approval within 24-48 hours
- You can have cash in hand within 72 hours
- You won’t need collateral or a personal guarantee
- Bad credit is not disqualifying
- Zero closing costs
- No fixed payments
- No loss of equity in your business
- Easy payback
Flexible Working Capital
Most importantly, funds from a cash advance are made available within 72 hours. In addition, the money received is not tied to a particular business operation the way it is with a traditional loan. Hence, it gives you the flexibility you need to cover a variety of costs, from payroll to stock and renovations. In summary, when your small business needs capital quickly a merchant cash advance is much more attractive than a traditional loan. Contact us today!